Retirement Age Calculator
Enter your date of birth to find out when you can retire in different countries. Retirement ages vary worldwide — see your eligibility for the United States, UK, Germany, France, Japan, Australia, Canada, and India.
Retirement Age by Country
| Country | Retirement Age | Notes |
|---|---|---|
| United States | 67 | Full Social Security benefits at 67. Early retirement at 62 with reduced benefits. |
| United Kingdom | 66 | State pension age rising to 67 by 2028. |
| Germany | 65-67 | Varies by birth year. Full retirement at 67 for those born after 1964. |
| France | 62-64 | Minimum at 62, full at 64 depending on contribution years. |
| Japan | 65 | Can begin as early as 60 with reduced pensions. |
| Australia | 67 | Age pension eligibility at 67 (rising from 65.5 in 2024). |
| Canada | 65 | Old Age Security at 65. Can defer to 70 for higher payments. |
| India | 60 | Standard retirement age for most employment. |
Retirement ages vary significantly around the world. Factors that influence retirement age include life expectancy, economic conditions, social security systems, and government policies. Many countries offer early retirement options with reduced benefits, or incentives to delay retirement for higher payouts.
Use our retirement age calculator above to see when you'll be eligible to retire based on your date of birth. Simply enter your DOB and see your retirement status for each country.
Frequently Asked Questions
What is full retirement age?
Full retirement age (FRA) is when you become eligible for 100% of your Social Security benefits. For people born in 1960 or later, FRA is 67. For earlier birth years, it ranges from 66 to 66 and 10 months. Our calculator shows your exact FRA based on your date of birth.
What happens if I retire at 62?
Claiming Social Security at 62 (the earliest possible age) permanently reduces your monthly benefit by about 25-30% compared to full retirement age. While you receive payments for more years, each check is smaller for the rest of your life.
Should I delay retirement to 70?
Delaying benefits past full retirement age increases your monthly payment by about 8% per year through delayed retirement credits. By age 70, you receive the maximum possible benefit — roughly 124-132% of your full retirement amount, depending on your birth year.
How is retirement age determined by birth year?
The Social Security Administration sets full retirement age based on your birth year. For example, if you were born in 1958, your FRA is 66 and 8 months. If you were born in 1960 or later, your FRA is 67. The retirement age was gradually raised from 65 by Congress in 1983.
What retirement ages do different countries use?
Retirement ages vary widely: the US uses 67 for full Social Security, the UK is transitioning to 67, Germany sets 65-67 based on birth year, France offers 62-64, Japan uses 65, Australia sets 67, Canada uses 65 (with deferral to 70), and India uses 60 for most employment. Our calculator shows your retirement status for all major countries.